Your everyday money app

Money moves
better here.

Pay bills, trade gift cards and crypto, get a virtual card, access foreign numbers, and grow your social presence—all from one calm, secure app.

Coming soon
Coming soon
6+useful services
24/7mobile access
1calm experience
Protected
Simple
9:41● ● ●
A
Good morningHello, Amina 👋
2
Available balance
NGN Wallet
NGN
₦25,485.00
₦3,500 reserved
+ Add money↑ Withdraw
Quick actionsEverything you need, in one place.
Pay Bills
Gift Cards
Crypto
Numbers
Social
More
Protected access
HomeActivityCardsAccount
Pay billsTrade gift cardsBuy crypto Virtual cardsForeign numbersSocial growth Pay billsTrade gift cardsBuy crypto
Built for real life

More useful things.
Fewer complicated steps.

Billy brings the services you reach for most into one beautifully simple mobile experience.

01

Everyday bills, handled.

Top up airtime and data, renew TV, and pay electricity without jumping between apps.

AirtimeDataPowerTV
02

Gift cards, both ways.

Buy the cards you need or sell eligible gift cards through a clear, guided flow.

03

Crypto without the clutter.

Buy, sell, send, and receive supported assets with verification protecting every transaction action.

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04

A virtual card made for online life.

Purchase a prepaid virtual card and receive the details securely inside Billy.

VIRTUAL ••••  ••••  ••••  4821BILLY MEMBER
05

Foreign numbers on demand.

Order supported foreign numbers and receive verification messages in one focused flow.

06

Social growth, simplified.

Choose a supported service, place an order, and follow its progress without the usual guesswork.

6-digit PIN
Biometrics
Security, your way

Protected at
every step.

Secure access, transaction PINs, biometric unlock, and identity verification work together where protection matters most.

  • Your access stays yoursSecure sign-in and device-level protection.
  • Protected transactionsExtra checks for crypto and gift-card selling.
  • Clear activity historyFollow payments, orders, refunds, and receipts.
Why Billy

One app should feel
like one app.

No stitched-together experience. No confusing provider language. Billy is designed around the person using it: clear steps, honest status updates, and one visual language from start to finish.

Billy is coming

Your money app
is almost here.

Private testing is underway on Android and iPhone. Store downloads will open here when Billy is ready.

Coming soon
Coming soon
Almost there.Billy is in private testing. Store downloads are coming soon.